Structured Finance* that backs Serious Entrepreneurs.

Working Capital Finance, Specialised Asset Finance, Growth Finance.
Loan amounts from R1M to R75M.

*Creativity in a Complex Context

backing you

we invest the time to understand your business, your context, and your funding need – then we back you

structured finance

growth comes with complexity – we use multiple funding options and terms from 1 to 60 months to fit your context

timeline ..?

if your funding need is under the clock – then, if warranted, we can be more responsive

Creativity in a Complex Context …

… with some Collateral

Your bank should be well suited & more economical for your basic/vanilla finance needs.

However, when a business is going through a growth or temporary distress phase, you’re now in a complex context – needing creativity [from a funder], cooperation [between you & a funder] and collateral [some skin in the game].

This is Spartan’s arena …

… and if you’re under the clock in this complex context – this just dials things up.

We’re registered & authorised.

Spartan is a Registered Credit Provider in terms of the National Credit Act and an Authorised Financial Services Provider in terms of the FAIS Act.

Spartan is a member of: the SME Finance Forum (Managed by IFC); and the Association of SMME Funders.

Who are you ?

  • You’re an established business with growth plans or sizable new project/contract/PO [you are not a start-up and not a lifestyle business]

  • You have some experience in applying for & obtaining business finance [and perhaps already have a business overdraft] – and therefore have a sense/understanding of the differences between your bank VS an alternative funder

  • You are looking for a funding partner that can understand you, your business and structure financing based on that understanding

When is the right time ?

  • Whilst your business is fundable/funded by banks – you also have growth funding needs that cannot be understood or satisfied by your bank

  • You have your latest financial info ready [ie. Annual Financial Statements, Management Accounts, Drs & Crs Age Analysis, etc]

  • You need R1M to R75M for a particular growth opportunity

Our Process

Find out what we need to back you …

FAQ’s

Do you have questions about our financing ..?

Let’s get the conversation started …

Let's go